| DEFENDING DEBT COLLECTION LAWSUITS AND |
| SUING ABUSIVE DEBT COLLECTORS UNDER THE FDCPA |
While not every debt collection agency practices shady means of collection, a substantial few break the law when attempting to collect an alleged debt. If you are ever harassed in any way by a credit card debt collection agent or agency, you are liable to seek damages for their transgressions. As mandated by federal law, in a successful civil action, you are entitled to $1,000.00 dollars per violation of the Fair Debt Collection Practices Act ("FDCPA") and the debt collector will be forced to pay for your attorney's fees.
Some common examples of violations under the FDCPA are:
- Threats to take actions which are not legally available to the debt collector.
- Requiring you to defend a lawsuit in a county where you do not reside or sign a contract.
- Contact or calls with neighbors or family.
- Failing to give certain statutory notices required under the FDCPA.
- Suing you or threatening to sue you on a time-barred debt.
As a consumer attorney authorized to practice law in Florida at both the state and federal level, Scott D. Owens, Esq., will aggressively litigate your claim under the FDCPA
Are you being sued, threatened or harassed by a debt collector? If you or anyone you know is in need of the services of a lawyer practicing in the area of Consumer Rights Law, please contact Attorney Scott D. Owens today.
CREDIT CARD & DEBT COLLECTION DEFENSE
Are you being sued for credit card debt? If this is the case, then you are not alone. Americans are constantly bombarded with inflated bills and payments including mortgage payments, automobile payments, insurance payments, telephone bills, etc. The sad consequence of this is that millions of Americans resort to credit cards to make ends meet and quickly accrue a substantial debt they have no means of paying back. Moreover, the ramifications of credit card debt and unhealthy debt management takes an emotional toll on people causing undue stress and anxiety. This does not have to be the case.
Another practicality people with outstanding credit card debt face is the possibility of being sued by their creditor. While not always the case, creditors can sue to collect an outstanding debt. Creditors will sometimes sue for a debt as little as $1,000.00 dollars.
As a consumer lawyer focusing in debt collection defense, Scott D. Owens, Esq., can help you mount an aggressive defense and pursue grounds for case dismissals and substantial discounts on your credit debt for you.
Are you being sued for credit card debt? If you or anyone you know is in need of the services of a lawyer specializing in Credit Card Debt Defense, please contact Attorney Scott D. Owens, today.
